Checking
You can choose from several business checking accounts, each tailored for different transaction volumes and business sizes, including our newest account, Business+ Cash Manager.
If you are interested in opening a checking account or need additional information, please call 915.532.1000 or visit one of our branch locations most convenient to you.
Please scroll left to view the rest of the account table
Business Account | Commercial Account | Non-Profit Simply Checking | |
---|---|---|---|
Account Available For | Business customers with low to medium activity levels | Business customers with high activity levels | Non-profit organizations with low activity levels |
Minimum Opening Deposit | $250 | $500 | $250 |
Monthly Account Service Fee |
|
May be offset with analysis earnings credit4 | $5 |
Balance to Avoid Monthly Service Fee |
|
Based on account analysis4 | Monthly balance of $5004 |
Monthly Transactions |
|
Based on account analysis4 | $.50 per debit over 10 per month6 |
Monthly Cash Deposit Fee |
|
May be offset with analysis earning credit4 | N/A |
Interest Bearing | No | No | No |
Check Images with Statements | No | Yes | Yes |
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Learn More Request Application |
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Business Account
The Business Account is designed to meet the needs of our business customers with low to medium account activity levels. Packed with all our basic business checking account features, plus no fees for your first 300 combined debits2, credits, and checks deposited each month*, and no charge for ACH (200 max), POS transactions, and RDC credits.
- Minimum Opening Balance: $250
- Monthly Service Charge:
- $20/mo.; or,
- $15/mo. with E-Statement enrollment.
- Minimum Balance to Avoid Service Charge:
- Monthly average collected balance of $5,000; or,
- Combined monthly business account balances over $10,0001.
*$.50 per debit or item credited over 300 per month.
Commercial Account
If your level of business demands higher activity levels, the Commercial Account is perfect for you. Enjoy all our basic business checking account features, plus the ability to offset your monthly service fee with analysis earnings credit.
- Minimum Opening Balance: $500
- Monthly Service Charge: Analysis earnings credits4 applied to service charges. Accounts will be analyzed for monthly activity, float and actual services used. Accounts with expenses not offset by an earnings credit will be charged on a monthly basis.
Non-Profit Simply Checking
Our Non-Profit Simply Checking account is ideal for non-profit organizations that don’t need more than ten withdrawals per month. Enjoy all our basic business checking account features, plus 10 free withdrawals per month6 and free bill pay.
- Minimum Opening Balance: $250
- Monthly Service Charge: $5
- Minimum Balance to Avoid Service Charge: $5005